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Our Services

At Advantage Financial Planning, we believe every financial decision should start with your goals — not just numbers on a page. A comprehensive financial plan is built around what you want to accomplish, whether that’s retiring with confidence, funding education, protecting your family, or leaving a legacy. Using a goal-based planning approach, we align your cash flow, retirement income, investments, tax strategies, insurance, and estate considerations to support those priorities. The result is a plan that adapts as life changes and keeps you focused on what matters most.

Cash Flow Management

We review your income, expenses, and debt to create strategies that keep your finances organized and aligned with your goals.

Retirement Income Planning

We design sustainable income strategies for your retirement years, including withdrawal sequencing, Social Security timing, and tax-efficient income streams to make your money last.

Investment Considerations

We assess your risk tolerance, current asset allocation, and portfolio structure to ensure your investments are aligned with your overall plan.

Education Planning

We help you prepare for education expenses by projecting costs and identifying the most effective savings strategies.

Scenario Testing

We model different 'what if' situations, such as market downturns, large purchases, or changes in retirement timing, so you can see how your plan holds up.

Retirement Planning

We project future retirement needs, model different ages and lifestyle scenarios, and create a roadmap to help you reach your retirement goals.

Tax Planning Strategies

We look for ways to reduce your lifetime tax burden through account selection, withdrawal sequencing, Roth strategies, and charitable giving approaches.

Insurance and Risk Management

We evaluate your life, disability, long-term care, and liability coverage to ensure your family and financial plan are protected.

Estate Planning Considerations

We coordinate with your attorney to ensure wills, trusts, and beneficiary designations reflect your wishes and help minimize probate issues.

Ongoing Reviews and Updates

We provide quarterly reviews, monitor your progress, and adjust your plan as life, laws, and goals evolve.

Advisory services offered through AdvisorNet Wealth Partners. Advantage Financial Planning, LLC and AdvisorNet Wealth Partners are separate entities.

All investment advisory services are provided in conjunction with AdvisorNet Wealth Partners (“AWP”), an SEC registered investment adviser located in Minnetonka, Minnesota at 110 Cheshire Lane, Suite 200 Minnetonka, MN  55305, https://www.advisornetfinancialpartners.com/

The achievement of any professional degree, designation, certification, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if AWP is engaged, or continues to be engaged, to provide investment advisory services.

We take protecting your data and privacy very seriously.  As of January 1, 2020, the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Please Note: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the specific requests and needs of the client.  AWP does not serve as an attorney, accountant, or insurance agent. AWP does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires Paul Pittman in his separate individual licensed capacity, can be engaged to provide insurance sales/services as described on AWP’s written disclosure Brochure, per the terms and conditions of a separate engagement and fee.

Check the background of Paul Pittman on the SEC’s Investment Advisor Public Disclosure website.

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